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BLUE FINANCIAL SERVICES transfer flow showing the amount the recipient receives.

eur → xof

Send euros to West Africa

EUR to XOF transfers to Mobile Money wallets in Senegal, Côte d'Ivoire, Mali, and more.

Today's rate (changes throughout the day)

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corridors.quoteQualifierFrom 0.5% + corridors.quoteExchangeRateMarginPhrase

The exact amount the recipient gets is shown in the app before you confirm.

How sending money works

Four steps. The whole thing takes a few minutes.

01

Open an account

Sign up on the app or web. We check your ID — takes about five minutes.

02

Add money to your wallet

Top up from a European bank (free), your UAE bank (instant), or Mobile Money.

03

Enter the amount and confirm

See the exchange rate, the fee, and the final amount the recipient gets. Then confirm with a code from your phone.

04

Your recipient gets paid

To their Mobile Money wallet or bank account — usually within a few hours, sometimes instantly.

Fees and delivery

No hidden charges. The full breakdown is shown before you confirm.

ItemDetails
Transfer feecorridors.quoteFeeAmountTemplate
Exchange rate margin~0.3%
Delivery timecorridors.deliverySameDay
How you payTransfer from your European bank account
How they receiveMobile Money (Orange Money, MTN MoMo, and other licensed operators)

Fees can change. Exchange rate margins are estimates — the exact amount is shown in the app.

Ways to pay and get paid

EUR

How you pay

Top up your euro wallet from any European bank account using SEPA — the standard euro transfer network. Most deposits arrive in minutes.

XOF

How they receive

Recipients receive XOF directly on their Mobile Money wallet — Orange Money, MTN MoMo, and other licensed operators. No bank account needed on the receiving end.

Common questions

Common questions

Quick answers to common questions about this route.

How long does a EUR to XOF transfer take?

Most EUR to XOF transfers arrive the same day — usually within a few hours after you confirm.

What does it cost to send euros to XOF?

See the full fee in the app — we show it before you confirm.

Which Mobile Money operators are supported?

We support route-specific payout methods across eligible West African destinations, including major Mobile Money networks where available. The exact options depend on the destination country and route at the time you create the transfer.

Are there minimum or maximum transfer amounts?

Limits depend on whether you've verified your ID. With a verified account, you can send up to €10,000 a day. See our pricing page for the full breakdown.

Is this service regulated?

Yes. Transfers are executed through licensed partners on the sending and receiving side of the route. Each transfer is screened for fraud and follows the local rules that apply to that corridor.

Rates on this page are a guide. The final amount the recipient gets is shown in the app before you confirm. Fees depend on where you're sending from and to, the amount, and whether you've verified your ID.

get notified when this route goes live.

This route launches in the second half of 2026. Be the first to know when you can send and receive.

We'll only use your email to tell you when this route launches. No newsletter, no resale.

talk to a transfer specialist.

ready to send?

Sign up in about five minutes. The full fee and recipient amount are shown before you confirm.

see the full fee before you confirm — every time. we don't hide fees in the exchange rate. the recipient amount is the recipient amount.