financial institutions.
Banks and payment companies that want to offer cross-border payments without building new systems.
institutional.
Cross-border payments for institutions.
We work with banks, mobile network operators, NGOs, and government programmes that need regulated, auditable cross-border payments across 60+ destination currencies. We settle on stablecoin transfers between licensed operators, which lets us deliver in minutes, 24/7.
who this serves.
built for organisations that need regulated payments.
From fintechs and banks to mobile network operators and government programmes — BLUE is for organisations that need a licensed payments partner.
Mobile network operators.
Mobile network operators with Mobile Money operations looking for direct SEPA-to-Mobile-Money routes that are fast, affordable, and compliant.
humanitarian organisations.
NGOs and aid agencies transferring funds to West Africa and the UAE. Transparent pricing, clear delivery estimates, and full anti-fraud checks.
Government programmes.
Public-sector payouts, pension payments, and subsidy schemes that need licensed, auditable cross-border payment systems.
how it works.
how it works.
your institution initiates a request.
Through our API or a co-branded interface, your institution initiates a transfer, payment, or verification request.
we route it to the right partner.
We send the request to the right licensed partner — a bank, a Mobile Money network, or a card issuer — based on the country, the currency, and the local rules that apply.
the licensed partner executes it.
The licensed partner in that country executes the transfer. We keep an audit trail and screen every transfer for sanctions and fraud.
where we operate.
where we're regulated.
Europe.
Your euro balance is held at a licensed European bank. SEPA transfers follow EU payment rules. Your card is issued under EU and EEA regulations.
United Arab Emirates.
Your dirham balance is held at a licensed UAE financial institution. Open Banking connections follow UAE Central Bank rules. Cards are issued by a licensed partner under UAE Central Bank licensing.
West Africa.
Transfers to Mobile Money wallets in West Africa go through licensed operators that follow BCEAO rules. BCEAO is the West African central bank. We work with aggregators that hold the right licences in each country.
security and compliance.
how we protect institutional funds.
Every transfer is screened for fraud and sanctions. Customer funds are held separately from our own money. All data is encrypted. Independent auditors verify our controls every year.
work with us.
Talk to our institutional team.
Whether you are a bank, a fintech, an MNO, or a government programme — we can build something together.