Europe to West Africa
FeeFrom 0.5%fx margin: ~0.3%
Fee0.5%
fx margin~0.3%
Delivery timeSame day (Mobile Money)
payouts to today. the full quote is shown in the app.
fees & limits.
See exactly what you pay
Every fee, every rate, every delivery time — shown before you confirm. EUR and USD funding, with payouts across more than 60 destination currencies.
Rates change throughout the day. The final amount the recipient gets is shown in the app before you confirm — every time. Fees depend on where you're sending from and to.
Sending money
Per-route fees for representative transfer routes — with more than 60 destination currencies available across the network.
Europe to the UAE
FeeFrom 0.4%fx margin: ~0.25%
Fee0.4%
fx margin~0.25%
Delivery time1-2 business days
payouts to today. the full quote is shown in the app.
UAE to West Africa
FeeFrom 0.6%fx margin: ~0.35%
Fee0.6%
fx margin~0.35%
Delivery timeSame day (Mobile Money)
payouts to today. the full quote is shown in the app.
Transfer within Europe (EUR to EUR)
FeeFree
Fee—
fx margin—
Delivery timeMinutes
payouts to today. the full quote is shown in the app.
Cards
Virtual and physical Visa card pricing.
- Virtual cardSee the full fee in the app.Issued in seconds
- Physical cardSee the full fee in the app.Delivered in 7-10 business days
- ATM withdrawalSee the full fee in the app.Per withdrawal at supported ATMs
- Card exchange rate markupSee the full fee in the app.Applied when you buy something in a currency you don't hold
- Card replacementSee the full fee in the app.If your card is lost or stolen
| Item | Fee | Notes |
|---|---|---|
| Virtual card | See the full fee in the app. | Issued in seconds |
| Physical card | See the full fee in the app. | Delivered in 7-10 business days |
| ATM withdrawal | See the full fee in the app. | Per withdrawal at supported ATMs |
| Card exchange rate markup | See the full fee in the app. | Applied when you buy something in a currency you don't hold |
| Card replacement | See the full fee in the app. | If your card is lost or stolen |
Wallets
Add money, hold balances, and convert between currencies.
- Funding your wallet (EUR or USD)We'll show you the exact fee before you confirm — in the second half of 2026.Bank transfer in EUR or USD from eligible accounts.
- Keeping your accountSee the full fee in the app.We don't charge account fees.
- Dormant account feeSee the full fee in the app.Only after 12 months with no activity at all
- Converting between your walletsSee the full fee in the app.Move money between your currency wallets
| Item | Fee | Notes |
|---|---|---|
| Funding your wallet (EUR or USD) | We'll show you the exact fee before you confirm — in the second half of 2026. | Bank transfer in EUR or USD from eligible accounts. |
| Keeping your account | See the full fee in the app. | We don't charge account fees. |
| Dormant account fee | See the full fee in the app. | Only after 12 months with no activity at all |
| Converting between your wallets | See the full fee in the app. | Move money between your currency wallets |
compare by tier
How much you can send
Limits depend on whether you've verified your ID. Verify to send more.
compare by tier
Starter
starter — verify to unlock more- Daily transfer limit
- €500
- Monthly transfer limit
- €2,000
- Single transfer limit
- €250
- Daily card spending
- €500
- Daily ATM withdrawal
- €200
- Daily gold and crypto
- Not available
Standard
standard — most customers- Daily transfer limit
- €10,000
- Monthly transfer limit
- €50,000
- Single transfer limit
- €5,000
- Daily card spending
- €5,000
- Daily ATM withdrawal
- €1,000
- Daily gold and crypto
- €5,000
Premium
premium — qualifying customers- Daily transfer limit
- €50,000
- Monthly transfer limit
- €250,000
- Single transfer limit
- €25,000
- Daily card spending
- €25,000
- Daily ATM withdrawal
- €5,000
- Daily gold and crypto
- €50,000
| Limit | Starter | Standard | Premium |
|---|---|---|---|
| Daily transfer limit | €500 | €10,000 | €50,000 |
| Monthly transfer limit | €2,000 | €50,000 | €250,000 |
| Single transfer limit | €250 | €5,000 | €25,000 |
| Daily card spending | €500 | €5,000 | €25,000 |
| Daily ATM withdrawal | €200 | €1,000 | €5,000 |
| Daily gold and crypto | Not available | €5,000 | €50,000 |
Verify your ID to send more. Premium accounts are available for qualifying customers.
Fees can change. We'll give you 30 days' notice. Exchange rate margins are estimates — the real rate you get is shown in the app before you confirm.
Gold and crypto can go down as well as up. Past performance doesn't guarantee future results. Crypto services may not be available everywhere.
Last updated: June 2026
transparent fees, every time.
See live rates in the app
Get the app to see real-time rates, exact fees, and complete a transfer in minutes.
see the full fee before you confirm — every time. we don't hide fees in the exchange rate. the recipient amount is the recipient amount.