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How BLUE moves your money

How it works

How BLUE moves your money

Licensed partners handle funding, payouts, card services, and gold and crypto custody behind every BLUE account.

8 core servicesAcross ID checks, funding, cards, fraud, and assets.

the partners we work with.

the partners we work with.

Every partner below is licensed where they operate. They each play one role in moving your money, and we work with them because they are good at that role.

How your money moves

What powers your account

Each service has a clear function, a regulator, and a reason it exists in your transfer.

Across ID checks, funding, cards, fraud, and assets.

8 core services

Europe

Noah

Bank accounts and payouts

Holds your euro account, processes SEPA transfers, and issues your Visa card. SEPA is the euro transfer network used by European banks.

United Arab Emirates

UAE bank-transfer connectivity

Provides bank-transfer connectivity in the UAE, under the UAE's Central Bank.

UAE banking partners

West Africa

West Africa payout connectivity

Provides payout connectivity across our supported West African corridors, within each country's payment rules.

Destination payout network

United Arab Emirates

Visa card issuing

Issues your virtual and physical Visa cards, under UAE Central Bank licensing. CBUAE is the UAE Central Bank.

NymCard

Global

Identity verification

Verifies every customer's ID at sign-up — passport, selfie, and proof of address — using automated document and biometric verification.

SumSub

Global

Fraud and AML monitoring

Monitors every transfer around the clock for unusual activity and sanctions screening.

Flagright

Global

Crypto trading and custody

Lets you buy and sell Bitcoin and Ethereum. Your crypto is held separately by a licensed partner.

Crypto partner

How a transfer works

How your money moves

From your tap to your recipient's wallet — in three steps.

Your app

Web or mobile app. You see the rate, the fee, and the exact amount the recipient will get — before you confirm.

Our platform

We check the rate, the route, and the regulatory requirement. We record every step in a double-entry ledger so every cent is traceable.

Licensed partner network

The transfer reaches the recipient through a licensed European bank, a UAE financial institution, or a BCEAO-licensed Mobile Money operator — depending on the route.

Work with us

Want to work with us?

Talk to our partnerships team about API or white-label integrations.