Regulatory Disclosures

BLUE FINANCIAL SERVICES is operated through Noah (noah.com), a licensed EU Electronic Money Institution. Customer funds are safeguarded at segregated accounts with Noah's licensed banking partners. We are not a bank. EUR and USD payin via bank transfer, with payouts across more than 60 destination currencies through the Noah network.

EUR and USD funding, and SEPA-connected transfer services, are provided through Noah (noah.com), a licensed EU Electronic Money Institution regulated under EU payment regulations. Customer funds are safeguarded through licensed institutions and route-specific controls.

UAE payment services operate through regulated partners under the applicable UAE regulatory framework. Card issuing is provided through NymCard under applicable CBUAE licensing.

West African payout services operate through regulated local partners and aggregators under applicable BCEAO and local-market rules. Transaction data for UEMOA operations is handled in line with applicable data-residency requirements.

Cryptocurrency services are provided through a regulated digital-asset partner (name to be disclosed at launch). Digital assets are not covered by deposit guarantee schemes. The value of digital assets can go down as well as up. Gold vault services are provided through a regulated custodian with allocated storage in Geneva and Dubai.

BLUE FINANCIAL SERVICES is operated through Noah (noah.com), a licensed EU Electronic Money Institution. Noah provides bank funding rails (EUR and USD payin), payout execution, and corridor coverage through a single regulated integration. Customer funds are safeguarded at segregated accounts with Noah's licensed banking partners. Payouts across more than 60 destination currencies worldwide are executed through the Noah network of licensed payout partners.