Your own euro account number
Receive euros from any European bank with your own account number. You can move money in before you move it out.
wallets.
Multi-currency wallets, built for cross-border life.
Use one account to hold working balances, fund in EUR or USD through supported bank-transfer rails, and route payouts across more than 60 destination currencies.
Last updated: February 2026.wallets.
in this service.
3 signalsReceive bank transfers
Receive bank transfers with clear account details and full balance visibility.
Coverage that grows
Funding and payout options grow as we enable additional methods by market and route.
Real-time balances
No hidden holds. What you see is what you can spend, send, or convert.
wallets.
One account, every currency you actually use.
Fund supported balances, hold working capital, and manage cross-border payments from one account. The same login, security controls, and reporting apply across every supported route.
Multi-currency wallets
Routes that expand
Funding and payout coverage grows as we enable additional routes and methods.
Real-time balance, no holds
What you see is what you can spend. We don't place holds or hide pending charges behind a fine-print footnote.
Move between wallets instantly
Convert EUR to AED, AED to XOF, or anything in between. Conversions happen in seconds, at the rate we show you.
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funding setup, shared across routes.
1 account
holds or pending charges.
0 hidden
“One operating account for funding, holding, converting, and paying across markets. That is the product.”
from the field.
wallets.
The wallet is the foundation that keeps funding, balances, transfers, and reporting in one place.
built for cross-border life.
One account, every currency you actually use.
Fund supported balances, hold working capital, and manage cross-border payments from one account. The same login, security controls, and reporting apply across every supported route.
01 — Issued by licensed banks
Supported balances and payment flows run through licensed financial partners in the countries where we operate. The structure is designed for safeguarded funds, controlled access, and clear accountability.
02 — Same login, many balances
One app, one set of credentials, one support team. Switch between wallets without signing out or moving money around.
03 — Free to receive, cheap to convert
Receiving euros via SEPA is free. Converting between your own wallets is at the real rate plus a small, transparent margin.
04 — Spending control built in
Set daily limits, restrict by country, freeze with one tap. The wallet is the foundation, and the controls come for free.
what you get.
Three things make the wallet different.
Issued by licensed banks
Same login, many balances
Free to receive, cheap to convert
Spending control built in
frequently asked.
Same protections, more reach.
services.items.multi-currency-wallets.stat1Label — services.items.multi-currency-wallets.stat1Valuefunding setup, shared across routes. — 1 accountholds or pending charges. — 0 hidden
frequently asked.
questions, answered.
Everything our customers ask most about this service. Need more detail? Our help centre has the full picture.
How many currencies can I hold?
Supported balances and the currencies you can send to depend on the routes we have enabled. At launch, you can fund in EUR, USD, and GBP, and send through supported destination methods.
Does it cost anything to receive money into my wallet?
Funding costs, FX margins, and payout fees depend on the route you use. The app shows the full quote before you confirm.
What is the difference between a wallet and a bank account?
A wallet is the balance view and control layer inside BLUE. Supported funding and payout methods are provided through our licensed partners, and availability depends on the country and currency.
Can I have a joint wallet?
Not yet. Joint accounts are on the roadmap. For now, each account is held in one name, and you can give other people access via standing orders or shared cards.
What happens if BLUE FINANCIAL SERVICES goes out of business?
Your balance is held separately at licensed banks. In the unlikely event of our insolvency, your funds remain yours and are returned to you through the bank's normal process.
keep exploring.
Wallets are the foundation. Pair them with the rest.
open a wallet.
Open your operating account.
Open your account, verify your ID, and start adding money through supported bank transfers.