eur → xof
Send money to Togo
Send EUR to XOF for recipients in Togo with fast Mobile Money payout and clear transfer costs.
Today's rate (changes throughout the day)
corridors.rateHeadlineTemplate
See the full fee in the app.
The exact amount the recipient gets is shown in the app before you confirm.
Sending money to this country
Togo is a steady money transfer destination in West Africa, with transfers from France, Germany, and neighbouring countries supporting families in Lomé and beyond. Most transfers go to household expenses, education, and small trade. BLUE FINANCIAL SERVICES gets the money there fast and shows you the exact amount before you confirm.
Recipients can collect on Flooz and T-Money in Togo — usually within a few hours.
Regulatory notes
We follow the rules of the West African central bank (BCEAO) for all transfers to Togo. Every transfer is screened for fraud.
Trust signals
How sending money works
Four steps. The whole thing takes a few minutes.
Open an account
Sign up on the app or web. We check your ID — takes about five minutes.
Add money to your wallet
Top up from a European bank (free), your UAE bank (instant), or Mobile Money.
Enter the amount and confirm
See the exchange rate, the fee, and the final amount the recipient gets. Then confirm with a code from your phone.
Your recipient gets paid
To their Mobile Money wallet or bank account — usually within a few hours, sometimes instantly.
Fees and delivery
No hidden charges. The full breakdown is shown before you confirm.
| Item | Details |
|---|---|
| Transfer fee | See the full fee in the app. |
| Exchange rate margin | See the full fee in the app. |
| Delivery time | corridors.deliverySameDay |
| How you pay | SEPA bank transfer (EUR) |
| How they receive | Mobile Money (Flooz, T-Money) |
Fees can change. Exchange rate margins are estimates — the exact amount is shown in the app.
Ways to pay and get paid
How you pay
Use SEPA to top up your EUR wallet, then create your transfer to Togo with quote details shown before confirmation.
How they receive
Recipients can collect funds in XOF through supported wallets like Flooz and T-Money.
Common questions
Common questions
Quick answers to common questions about this route.
What payout methods are available in Togo?
Most transfers arrive the same day — usually within a few hours after you confirm.
How long does payout take in Togo?
See the full fee in the app — we show it before you confirm.
Do recipients need a bank account in Togo?
We support Flooz and T-Money in Togo. We use a Mobile Money network for payouts.
Can I track transfer progress?
Limits depend on whether you've verified your ID. With a verified account, you can send up to €10,000 a day. See our pricing page for the full breakdown.
Are exchange rates fixed on this page?
Yes. Transfers are executed through licensed partners on the sending and receiving side of the route. Each transfer is screened for fraud and follows the local rules that apply to that corridor.
Rates on this page are a guide. The final amount the recipient gets is shown in the app before you confirm. Fees depend on where you're sending from and to, the amount, and whether you've verified your ID.
get notified when this route goes live.
This route launches in the second half of 2026. Be the first to know when you can send and receive.
talk to a transfer specialist.
ready to send?
Sign up in about five minutes. The full fee and recipient amount are shown before you confirm.
see the full fee before you confirm — every time. we don't hide fees in the exchange rate. the recipient amount is the recipient amount.